Privacy Policy

1. Information We Collect

A. Information You Provide Directly

• Contact Information: Name, email address, phone number, business information.
• Form Submissions: Inquiry details, service requests, application information.
• Account or Application Data: If applicable, information required to assess financial services or partnership eligibility.

B. Information Collected Automatically

When you visit the Site, we may automatically collect:

• Device and browser information
• IP address
• Cookies and tracking data
• Pages viewed, time spent, and usage patterns

C. Third-Party Information

We may receive information from third-party service providers, such as payment processors or integration partners, if you interact with them through our Site.

2. How We Use Your Information

We use collected information to:

• Provide, operate, and improve our financial services
• Respond to inquiries or support requests
• Process service requests or applications
• Communicate updates, offers, or important notices
• Analyze Site usage and enhance user experience
• Maintain security and prevent fraud
• Comply with legal and regulatory obligations

3. How We Share Information

We may share your information with:

• Service Providers: hosting, analytics, payment processors, customer support tools, and integration partners
• Business Partners: as needed to deliver requested services
• Legal Authorities: when required by law or regulation
• Successors: in the event of a merger, acquisition, or business transition

We do not sell personal information.

4. Cookies & Tracking Technologies

We may use cookies, pixels, and similar technologies to:

• Improve Site functionality
• Analyze user interactions
• Remember your preferences

You may manage cookie settings through your browser, though some features may not function properly if disabled.

5. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. While no method of online transmission is completely secure, we follow industry best practices for financial-related platforms.

6. Data Retention

We retain personal information only as long as necessary for:

• Delivering services
• Meeting legal obligations
• Legitimate business needs

When no longer required, data is securely deleted or anonymized.

7. Your Rights and Choices

Depending on your jurisdiction, you may have rights to:

• Access your personal information
• Request corrections or deletion
• Opt out of marketing communications
• Restrict or object to certain processing
• Request a copy of your data (data portability)

To exercise these rights, contact us at Galapagosandsons@gmail.com.

8. Third-Party Links

Our Site may contain links to external websites. We are not responsible for the privacy practices or content of third-party sites.

9. Children's Privacy

Our services are not intended for children under 13 (or the minimum age required by local laws). We do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this Privacy Policy occasionally. All changes will be reflected by the "Last Updated" date. Continued use of the Site constitutes acceptance of any updates.

11. Contact Us

For questions about this Privacy Policy or your personal information, contact us: